List of Insurance Companies Covering Covid 19

In this post, I share with you a list of travel insurance providers currently covering Covid 19 Coronavirus for Kenyan travelers as well as other travelers in the rest of the world, and that pays out travelers who contract Covid-19 while overseas.

I also share with you their contact information. With many countries making insurance for Covid 19 a requirement for entering their territories, it’s imperative that you take insurance cover with a reliable insurance company that covers Covid 19 in the event that you get Coronavirus.

As travel bans are slowly being lifted world over, travel insurance that will cover you if you contract Covid-19 while overseas is increasingly common, although not universal.

You will however need to check the small print of your travel insurance policy carefully before jetting off otherwise you may be off to a rude shock.

The good news is that coronavirus is included in some travel insurance policies and we are seeing an increasing amount of  travel insurance providers covering Covid.

Some of the covers by these travel insurance companies include:

• Insurance that covers people who need to cancel a trip because they contract Covid-19 after booking but before departing
• Policies that pay out to people who contract the disease on holiday

Disclaimer: This information was correct as at 9th July 2020. Kindly check with the travel insurance provider company directly for any updates.

So without much further ado:

Axa

Axa is the provider that I always use for my travel and medical insurance to obtain a Schengen Visa for Europe and I have always used them for visa application here in Kenya.

I always purchase my AXA Schengen travel insurance online and get my insurance certificate immediately on my e-mail. The certificate is accepted by all Schenge country consulates and embassies here in Kenya and worldwide, representing the 26 countries in the Schengen Area.

As per my current policy, I am covered should I need to cancel a trip should I contract Covid-19 after booking the trip, but before departing.

Saga

Saga is a UK travel insurance company that whose travel insurance cover includes cover for medical and repatriation costs as a result of Covid with a high limit of up to £10m.

The policy includes cover for a loved one to stay with you if you’re abroad and you’re hospitalised due to Covid.

Periodically check on Saga’s website for any updates.

Bupa Global Annual Multi-Trip or Single Trip Travel insurance

For new customers:

• In compliance with the epidemic exclusion in Bupa’s standard policy conditions, Annual Multi-Trip and Single Trip Travel insurances will as of 14 April 2020 not cover COVID-19
• Residents of Mexico and the United Kingdom, Jersey, Guernsey, Falkland Islands, Isle of Man or Gibraltar cannot purchase new travel insurances as per 14 April 2020 until further notice

For all existing customers:

• Customers who have purchased their travel arrangements before 14 April 2020 will be covered for eligible medical claims and emergency assistance related to COVID-19 ex gratia for the duration of their planned trip provided the trip is concluded before the end of 2020.
• Customers purchasing their travel arrangements on or after 14 April 2020 will not be covered for any claims or emergency assistance related to COVID-19
• If you renew or extend your cover the same COVID-19 conditions apply as per when you purchased your travel arrangements

For updates to above, please contact Bupa on travel@ihi-bupa.com.

Cigna global

Cigna will cover diagnosis, testing, and treatment associated with COVID-19, including:

• COVID-19 diagnostic visits: Cigna is waiving out-of-pocket costs for COVID-19 visits with in-network providers, whether at a provider’s office, urgent care center, emergency room, or via virtual care, through July 31, 2020.
• COVID-19 testing: Cigna is waiving out-of-pocket costs for COVID-19 FDA-approved testing. Only a health care provider or hospital can administer the test and send the sample to an approved lab for results.
• COVID-19 treatment: Cigna is waiving out-of-pocket costs for all COVID-19 treatment through July 31, 2020. The treatments that Cigna will cover for COVID-19 are those covered under Medicare or other applicable state regulations. The company will reimburse health care providers at Cigna’s in-network rates or Medicare rates, as applicable.*

If you know of any other travel insurance providers currently covering Covid 19 Coronavirus for Kenyan travelers as well as other travelers in the rest of the world and that pays out travelers who contract Covid-19 while overseas, please share with us in the comments below.